@layer theme{:root,:host{--font-sans:ui-sans-serif,system-ui,sans-serif,"Apple Color Emoji","Segoe UI Emoji","Segoe UI Symbol","Noto Color Emoji";--font-mono:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,"Liberation Mono","Courier New",monospace;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif,system-ui,sans-serif,"Apple Color Emoji","Segoe UI Emoji","Segoe UI Symbol","Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,"Liberation Mono","Courier New",monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab,currentcolor 50%,transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.fixed{position:fixed}.container{width:100%}@media (min-width:40rem){.container{max-width:40rem}}@media (min-width:48rem){.container{max-width:48rem}}@media (min-width:64rem){.container{max-width:64rem}}@media (min-width:80rem){.container{max-width:80rem}}@media (min-width:96rem){.container{max-width:96rem}}.flex{display:flex}.hidden{display:none}}:root{--paper:#f6f8fc;--ink:#172c48;--muted:#53647a;--blue:#315ce7;--line:#dbe3ef;--green:#217363;--soft:#e8eefb}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{color:var(--ink);background:var(--paper);margin:0;font-family:Avenir Next,Segoe UI,PingFang SC,Microsoft YaHei,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}button,input{font:inherit}button,a,input{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible{outline-offset:5px;outline:3px solid #bc730d}a:hover{color:var(--blue)}p{margin:0 0 1em}h1,h2,h3{letter-spacing:-.035em;margin:0;font-weight:600;line-height:1.2}h1{white-space:pre-line}button{border:1px solid var(--line);color:var(--ink);background:#fff;border-radius:7px;padding:9px 16px}.container{max-width:1240px;margin:auto;padding-left:44px;padding-right:44px}.independent{text-align:center;color:#425779;background:#e8eef8;padding:8px 20px;font-size:12px}.header{border-bottom:1px solid var(--line);z-index:20;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#f6f8fcf5;position:sticky;top:0}.nav{align-items:center;gap:32px;min-height:90px;display:flex}.brand{letter-spacing:-1.1px;flex-wrap:wrap;align-items:center;gap:11px;font-size:26px;font-weight:700;line-height:1;display:flex}.brand-mark{background:var(--blue);color:#fff;border-radius:11px;justify-content:center;align-items:center;width:37px;height:37px;font-size:32px;display:inline-flex}.brand-mark span{color:#bed2ff;align-self:flex-end;margin-bottom:7px;font-size:21px}.brand-caption{letter-spacing:.04em;width:100%;color:var(--muted);margin-top:-9px;margin-left:48px;font-size:10px;font-weight:500}.nav nav{gap:27px;margin-left:auto;font-size:13px;font-weight:600;display:flex}.language{border-left:1px solid var(--line);white-space:nowrap;padding-left:22px;font-size:12px}.hero{grid-template-columns:1.05fr 1fr;align-items:center;gap:65px;padding-top:80px;padding-bottom:84px;display:grid}.byline{color:var(--muted);align-items:center;gap:10px;margin-bottom:26px;font-size:12px;display:flex}.byline a,.article-meta a{color:var(--ink);border-bottom:1px solid #aebbd0}.avatar{color:#3c5575;background:#dce5f3;border:3px solid #fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:35px;height:35px;font-size:10px;font-weight:700;display:inline-flex}.hero h1{letter-spacing:-.055em;max-width:540px;font-size:clamp(44px,5.2vw,70px);line-height:1.07}.lede{color:var(--muted);max-width:640px;margin-top:25px;font-size:18px;line-height:1.8}.hero-actions{align-items:center;gap:24px;margin-top:30px;display:flex}.button{border:1px solid var(--blue);background:var(--blue);color:#fff;text-align:center;border-radius:8px;justify-content:center;align-items:center;padding:13px 21px;font-size:13px;font-weight:600;line-height:1.5;display:inline-flex}.button:hover{color:#fff;background:#244bca}.plain-link{font-size:13px;font-weight:600}.hero-note{color:var(--muted);margin:19px 0 0;font-size:11px}.calculator{background:#fff;border:1px solid #d2deef;border-radius:18px;min-width:0;padding:28px;box-shadow:0 18px 48px #233c6810}.calc-top{align-items:center;gap:9px;margin-bottom:25px;font-size:12px;font-weight:600;display:flex}.calc-icon{color:var(--blue);font-size:23px;line-height:1}.tag{letter-spacing:0;color:#526780;border:1px solid #d6e0ed;border-radius:5px;padding:3px 8px;font-size:10px;font-weight:500;display:inline-block}.calc-top .tag{margin-left:auto}.calculator h2{margin-bottom:23px;font-size:24px}.input-grid{grid-template-columns:1.3fr 1fr;gap:12px;display:grid}.input-grid label{color:var(--muted);font-size:11px}.input-grid input{width:100%;color:var(--ink);background:#f8fafd;border:1px solid #d4deed;border-radius:7px;min-width:0;margin-top:7px;padding:11px 12px;font-size:20px;font-weight:500;line-height:1.2;display:block}.checkbox{cursor:pointer;align-items:center;gap:8px;margin-top:17px;font-size:11px;display:flex}.checkbox input{accent-color:var(--blue);width:15px;height:15px}.calc-results{border-top:1px dashed #cfd9e8;margin-top:20px;padding-top:15px}.calc-results>div:not(.fee-bar){justify-content:space-between;gap:12px;margin-bottom:10px;font-size:12px;display:flex}.calc-results strong{font-variant-numeric:tabular-nums;overflow-wrap:anywhere;font-size:15px;font-weight:600}.calc-results .saving{color:var(--green)}.calc-results .total{align-items:center;margin-top:18px}.calc-results .total strong{letter-spacing:-1.5px;font-size:38px;font-weight:500;line-height:1.2}.fee-bar{background:#b4d6cf;border-radius:4px;height:7px;margin-top:20px;display:flex;overflow:hidden}.fee-bar span{background:var(--blue);transition:width .2s}.calc-results small{color:var(--muted);margin-top:6px;font-size:10px;display:block}.calc-results small span{float:right}.calc-note{color:var(--muted);margin:18px 0 0;font-size:10px;line-height:1.6}.section-intro{justify-content:space-between;align-items:flex-end;gap:45px;margin-bottom:28px;display:flex}.section-kicker{color:var(--blue);margin-bottom:13px;font-size:12px;font-weight:600;display:block}.section-intro h2,.trust-section h2{max-width:600px;font-size:30px}.section-intro>p{max-width:310px;color:var(--muted);margin:0;font-size:13px}.feature-panel{border:1px solid var(--line);background:#edf2fa;border-radius:15px;grid-template-columns:140px 1fr 260px;align-items:center;gap:36px;padding:38px;display:grid}.exchange-symbol{color:#4468ab;background:#dae5f7;border-radius:12px;justify-content:center;align-items:center;width:126px;height:138px;font-size:72px;font-weight:600;display:flex;position:relative}.exchange-symbol span{color:#7b98cb;font-size:23px;position:absolute;top:7px;right:12px}.feature-copy h3{margin:12px 0;font-size:35px}.feature-copy p{color:var(--muted);max-width:400px;font-size:14px}.feature-copy .tag{background:#ffffff80}.offer-summary{border-left:1px solid #cfdaeb;padding-left:35px}.offer-summary>span{color:var(--muted);font-size:11px}.offer-summary strong{letter-spacing:-3px;color:var(--blue);font-size:62px;font-weight:500;line-height:1.15;display:block}.offer-summary strong span{margin-left:3px;font-size:34px}.offer-summary p{margin:7px 0 12px;font-size:12px;line-height:1.5}.offer-summary a{text-underline-offset:4px;font-size:12px;text-decoration:underline}.offer-summary small{color:var(--muted);margin-top:10px;font-size:9px;display:block}.guide-section{padding-top:76px;padding-bottom:76px}.guide-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.guide-card{border:1px solid var(--line);background:#fff;border-radius:12px;display:block;overflow:hidden}.guide-card:hover{color:inherit;border-color:#9aafe2}.guide-art{background:#e7eef9;justify-content:center;align-items:center;gap:10px;height:150px;display:flex;position:relative;overflow:hidden}.art-0{background:#e8eefb;align-items:flex-end;padding:30px}.art-bar{background:#8ba7e9;border-radius:4px 4px 0 0;width:36px;height:45px}.art-bar:nth-child(2){background:#567bdd;height:70px}.art-bar:nth-child(3){background:#315ce7;height:95px}.art-0 b{color:#b5c7ee;margin:0 18px -3px;font-size:60px;font-weight:400}.art-1{background:#e7f0ee}.share-ring{background:conic-gradient(#42877b 0 80%,#b4d5cd 80% 100%);border-radius:50%;width:105px;height:105px;position:relative}.share-ring:after{content:"";background:#e7f0ee;border-radius:50%;position:absolute;inset:20px}.art-1 b{color:#37685f;margin-left:12px;font-size:21px;font-weight:500}.art-2{background:#e9ecf4;flex-direction:column;gap:5px}.check-shape{color:#fff;text-align:center;background:#abbcdf;border-radius:15px 15px 28px 28px;width:57px;height:63px;font-size:34px}.art-2 b{color:#597197;font-size:12px;font-weight:500}.guide-card-copy{min-height:210px;padding:25px;position:relative}.guide-card-copy>span:first-child{color:var(--muted);font-size:11px}.guide-card h3{max-width:260px;margin:10px 0 13px;font-size:23px}.guide-card p{color:var(--muted);margin-bottom:18px;font-size:12px}.card-arrow{color:var(--blue);font-size:20px;position:absolute;bottom:15px;right:23px}.trust-section{border-top:1px solid var(--line);grid-template-columns:1fr 1.3fr;gap:80px;padding-top:48px;padding-bottom:64px;display:grid}.trust-items{gap:22px;display:grid}.trust-items h3{margin-bottom:8px;font-size:16px}.trust-items p{color:var(--muted);margin:0;font-size:13px}.trust-items a{color:var(--blue)}.footer{border-top:1px solid var(--line);background:#ecf0f7;padding:45px 0 22px}.footer-top{justify-content:space-between;gap:30px;padding-bottom:30px;display:flex}.footer .brand{margin-bottom:16px;font-size:25px}.dot{background:var(--blue);border-radius:50%;align-self:flex-end;width:6px;height:6px}.footer-top p{color:var(--muted);margin-bottom:7px;font-size:12px}.footer-top p a{color:var(--ink)}.footer-links{grid-template-columns:repeat(2,1fr);gap:10px 45px;font-size:12px;display:grid}.footer-bottom{color:var(--muted);border-top:1px solid #d7dfeb;align-items:center;gap:24px;padding-top:20px;font-size:10px;display:flex}.footer-bottom p{max-width:650px;margin:0}.footer-bottom>span{white-space:nowrap;margin-left:auto}.text-button{white-space:nowrap;background:0 0;border:none;padding:0;font-size:11px;text-decoration:underline}.consent{z-index:50;border:1px solid var(--line);max-width:400px;color:var(--ink);background:#fff;border-radius:12px;padding:22px;position:fixed;bottom:20px;left:20px;box-shadow:0 8px 40px #172c4830}.consent p{font-size:13px}.consent>div{gap:10px;display:flex}.consent button{font-size:12px}.skip{z-index:100;background:#fff;padding:10px;position:fixed;top:-100px;left:10px}.skip:focus{top:10px}.article-page{padding-top:34px;padding-bottom:90px}.breadcrumbs{color:var(--muted);gap:12px;margin-bottom:45px;font-size:12px;display:flex}.article-header{border-bottom:1px solid var(--line);max-width:850px;margin-bottom:45px;padding-bottom:35px}.article-header h1{max-width:810px;font-size:54px}.article-meta{color:var(--muted);flex-wrap:wrap;align-items:center;gap:12px;margin-top:25px;font-size:12px;display:flex}.article-meta>span:last-child{margin-left:12px}.article-layout{grid-template-columns:minmax(0,760px) 1fr;gap:80px;display:grid}.article-body>section:not(.calculator){margin-bottom:35px}.article-body h2{margin-bottom:15px;font-size:25px}.article-body>section>p{color:#43566d;font-size:16px;line-height:1.95}.article-body .calculator{max-width:600px;margin-bottom:45px}.article-sidebar{align-self:start;font-size:12px;position:sticky;top:125px}.article-sidebar h2{margin-bottom:18px;font-size:13px}.article-sidebar a{color:var(--muted);margin:12px 0;display:block}.article-sidebar hr{border:0;border-top:1px solid var(--line);margin:25px 0}.article-sidebar p{color:var(--muted);margin-top:25px;font-size:11px}.source-box{background:#eaf0fa;border-radius:8px;margin-top:35px;padding:25px}.source-box h2{font-size:17px}.source-box a{color:var(--blue);font-size:14px;text-decoration:underline}.source-box p{color:var(--muted);margin:15px 0 0;font-size:12px}.affiliate-box{border:1px solid var(--line);background:#fff;border-radius:12px;margin-top:35px;padding:30px}.affiliate-box h2{margin-top:16px}.affiliate-box p{color:var(--muted);font-size:14px}.affiliate-box small{color:var(--muted);overflow-wrap:anywhere;margin:15px 0;font-size:10px;display:block}.affiliate-box>a:last-child{font-size:12px;text-decoration:underline}html[lang=zh-Hans] .hero h1{letter-spacing:-.04em;font-size:57px;line-height:1.3}html[lang=zh-Hans] .lede{font-size:17px}html[lang=zh-Hans] .section-intro h2{font-size:28px}html[lang=zh-Hans] .article-header h1{font-size:46px;line-height:1.3}@media (min-width:1450px){.hero{padding-top:100px;padding-bottom:100px}}@media (max-width:1050px){.container{padding-left:28px;padding-right:28px}.nav{gap:20px}.nav nav{gap:18px}.brand-caption{display:none}.hero{gap:32px;padding-top:55px}.hero h1{font-size:53px}.hero-actions{flex-wrap:wrap;gap:16px}.feature-panel{grid-template-columns:90px 1fr 220px;gap:23px;padding:28px}.exchange-symbol{width:85px;height:110px;font-size:54px}.offer-summary{padding-left:25px}.article-layout{gap:35px}.trust-section{gap:40px}html[lang=zh-Hans] .hero h1{font-size:44px}}@media (max-width:760px){.container{padding-left:22px;padding-right:22px}.independent{font-size:10px}.nav{flex-wrap:wrap;justify-content:space-between;gap:0;min-height:74px;padding-top:17px;padding-bottom:13px}.brand{font-size:24px}.brand-mark{width:30px;height:30px;font-size:26px}.brand-mark span{font-size:17px}.nav nav{flex-basis:100%;order:3;justify-content:space-between;gap:12px;margin-top:18px;font-size:11px}.language{border:0;padding:0}.hero{grid-template-columns:1fr;gap:36px;padding-top:40px;padding-bottom:50px}.hero h1{max-width:520px;font-size:52px}.hero .lede{max-width:470px;margin-top:20px;font-size:16px}.byline{margin-bottom:20px}.hero-actions{margin-top:24px}.hero-note{margin-top:15px}.calculator{padding:24px}.section-intro{margin-bottom:23px;display:block}.section-intro h2,.trust-section h2{font-size:27px}.section-intro>p{max-width:450px;margin-top:15px}.section-intro>.plain-link{margin-top:17px;display:block}.feature-panel{grid-template-columns:60px 1fr;gap:20px;padding:24px}.exchange-symbol{align-self:start;width:60px;height:78px;font-size:40px}.exchange-symbol span{font-size:14px;top:3px;right:6px}.feature-copy h3{font-size:29px}.feature-copy p{font-size:13px}.offer-summary{border-top:1px solid #cfdaeb;border-left:0;grid-column:1/-1;padding:20px 0 0;position:relative}.offer-summary strong{font-size:52px}.offer-summary p{max-width:190px}.offer-summary>a{position:absolute;top:65px;right:0}.guide-section{padding-top:45px;padding-bottom:45px}.guide-grid{grid-template-columns:1fr;gap:20px}.guide-card{grid-template-columns:115px 1fr;display:grid}.guide-art{gap:4px;height:100%;min-height:200px;padding:15px}.art-bar{width:17px;height:40px}.art-bar:nth-child(2){height:65px}.art-bar:nth-child(3){height:90px}.art-0{align-items:center}.art-0 b{display:none}.art-1{flex-direction:column}.share-ring{width:80px;height:80px}.share-ring:after{inset:15px}.art-1 b{margin:10px 0 0;font-size:16px}.art-2 b{writing-mode:vertical-rl;margin-top:10px;font-size:9px}.art-2{flex-direction:row}.check-shape{flex-shrink:0;width:38px;height:48px;font-size:25px}.guide-card-copy{min-height:200px;padding:20px}.guide-card h3{font-size:21px}.trust-section{grid-template-columns:1fr;gap:28px;padding-top:35px;padding-bottom:40px}.footer-top{flex-direction:column}.footer-links{grid-template-columns:repeat(2,1fr);gap:12px}.footer-bottom{flex-wrap:wrap;gap:15px}.footer-bottom p{flex-basis:100%}.consent{max-width:400px;bottom:12px;left:12px;right:12px}.article-header h1{font-size:40px}.article-page{padding-top:25px;padding-bottom:50px}.breadcrumbs{margin-bottom:30px}.article-layout{grid-template-columns:1fr;gap:35px}.article-sidebar{border-top:1px solid var(--line);padding-top:25px;position:static}.article-header{margin-bottom:30px}.article-meta{gap:8px;font-size:10px}.article-meta>span:last-child{margin-left:0}.article-body h2{font-size:23px}.article-body>section>p{font-size:15px}.affiliate-box{padding:23px}.affiliate-box .button{font-size:12px}.input-grid{gap:10px}html[lang=zh-Hans] .hero h1{font-size:44px}html[lang=zh-Hans] .article-header h1{font-size:36px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}.updates-section{padding-top:64px}.updates-list{border-top:1px solid var(--line)}.update-item{border-bottom:1px solid var(--line);grid-template-columns:150px 1fr;gap:30px;padding:25px 0;display:grid}.update-date{color:var(--muted);flex-direction:column;align-items:flex-start;gap:10px;font-size:12px;display:flex}.update-item h3{margin-bottom:10px;font-size:20px}.update-item p{color:var(--muted);max-width:820px;margin-bottom:8px;font-size:13px}.update-item small{color:var(--muted);margin-top:5px;font-size:10px;display:block}.status-active{color:#216450;background:#e2f0e9;border-color:#b9d8c8}.status-ended{background:#f0f0f0}.source-links{flex-wrap:wrap;gap:20px;margin-top:15px;display:flex}.updates-full{max-width:1000px}@media (max-width:760px){.updates-section{padding-top:45px}.update-item{grid-template-columns:1fr;gap:12px}.update-date{flex-direction:row;align-items:center}.update-item h3{font-size:21px}.nav nav{gap:10px;font-size:10px}}
